Professional Liability Insurance for Medical Practitioners

With the advancement in medicine in recent decades, it has brought new knowledge, treatment methods and hope to patients. On the other hand, risks have also increased significantly.

If a patient suffers bodily injury, sickness, illness or mental injury or death after relying on the advice of the medical practitioner or establishment, he/she or their legal representative has the right to sue for the loss.

Professional Indemnity Insurance for Medical Practitioners provides cover to indemnify the insured against legal liability and defence costs.

What is professional indemnity coverage?

Medical Malpractice Insurance provides cover for: –

• indemnifies the insured against legal liability for breach of professional duty in the conduct of their medical practice in respect of any negligent act, error or omission committed or alleged to have been committed on the part of the Insured
• legal representation costs and expenses incurred in the defence and / or settlement of claim brought against the Insured, with the written consent of the insurer

Claim Illustration

Hospital / Nurses: A bed-bound patient fell from bed while sleeping and subsequently died. Patient’s family sued hospital and nursing staff for lack of supervision / monitoring because the bed side handle was not placed upright.

Pharmacist: Patient with high blood pressure was provide with the wrong medication that caused further aggravated to his medical condition.

Read more: Medical Negligence Malaysia

Types of Medical Practitioners That Need Indemnity Insurance

What to do in the event of claim?

The insured shall give notice in writing to the insurance company immediately of any claim made against the Insured or the discovery by the Insured of any loss, or any circumstances of which the Insured becomes aware which are likely to give rise to such a claim or loss.

The insured shall not admit liability for or settle any claim or incur any costs or expenses in connection therewith without consent of the insurer.

How to obtain a quotation?

Clients should complete the proposal form for Medical Malpractice Insurance in order to provide information relating to scope of professional services, annual fee income, claim history, etc for underwriting purposes.

If you have already completed your renewal form send it to us by fax 03-91332661 or email to inquiry@hanhan.com.my.

Or Call Patrick Low on 012-3737555 to see what we can do for you.

Other product offered: Professional Indemnity Insurance